A financial planning technique (abbreviation/acronym "FORM"), that Vickery Creek uses to help determine how investors should allocate their assets.  First, the Family dynamics and the goals and objectives of a client's family are considered. Then, the current and expected Occupation environment for the main earner (s), of income are considered. Then the Recreation goals and lifestyle goals of everyone in the client's family are considered. Next, the analysis of the first three categories (Family, Occupation, and Recreation), combined with Vickery Creek's proprietary, top-down, macroeconomic investment process, along with the client's risk tolerance and time horizon help to determine the appropriate asset allocation and investment strategy - thus, providing the roadmap on how to invest the Money.

Last updated on May 14, 2009 by Jack Parsons